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How Nest works

Nest is a budgeting app for individuals, couples and families. Here's what it does and how it helps you take control of your money.

Quick tour

Track income and expenses in seconds

Tap + to log an expense, income or savings entry. Pick a category, and Nest adds it to your monthly totals and charts right away.

See exactly where your money goes every month, without spreadsheets.

Track income and expenses in seconds

Tap + to log an expense, income or savings entry. Pick a category, and Nest adds it to your monthly totals and charts right away. See exactly where your money goes every month, without spreadsheets.

Split shared expenses fairly

Create a shared space for your partner or family. Set each person's share (50/50 or by income) and Nest works out who owes whom. No more arguments over the rent, groceries or utilities.

Never miss a bill

Add recurring bills and loan payments to the bill calendar. Nest shows what's due and forecasts your balance for the weeks ahead. Avoid late fees and know if money will be tight before it happens.

Reach savings goals

Create goals with an optional target date, like a trip or emergency fund. Nest tells you how much to put away each month to finish on time. Turn big goals into small, doable monthly steps.

Manage foreign bank accounts

Add an account in another country with its own currency. Drop in a bank statement PDF or CSV — it's read on your device and turned into entries. Keep money at home and abroad together in one place.

Get tips from Nest AI

Nest AI reviews your spending and answers questions about any month, in your language and your currency. Concrete ideas on what to cut and how much you'll save.

1. Track income and expenses in seconds

Tap + to log an expense, income or savings entry. Pick a category, and Nest adds it to your monthly totals and charts right away.

See exactly where your money goes every month, without spreadsheets.

2. Split shared expenses fairly

Create a shared space for your partner or family. Set each person's share (50/50 or by income) and Nest works out who owes whom.

No more arguments over the rent, groceries or utilities.

3. Never miss a bill

Add recurring bills and loan payments to the bill calendar. Nest shows what's due and forecasts your balance for the weeks ahead.

Avoid late fees and know if money will be tight before it happens.

4. Reach savings goals

Create goals with an optional target date, like a trip or emergency fund. Nest tells you how much to put away each month to finish on time.

Turn big goals into small, doable monthly steps.

5. Manage foreign bank accounts

Add an account in another country with its own currency. Drop in a bank statement PDF or CSV — it's read on your device and turned into entries.

Keep money at home and abroad together in one place.

6. Get tips from Nest AI

Nest AI reviews your spending and answers questions about any month, in your language and your currency.

Concrete ideas on what to cut and how much you'll save.

Get started